Long-term care
insurance is a type of insurance developed specifically to cover
the costs of long-term care services, most of which are not
covered by traditional health insurance or Medicare. These
include services in your home such as assistance with Activities
of Daily Living as well as care in a variety of facility and
community settings.
There is a great
deal of choice and flexibility in long-term care insurance
policies. You can select a range of care options and benefits
that allow you to get the services you need in the settings that
suit you best. The cost of your long-term care insurance policy
is based on the type and amount of services you choose to have
covered, how old you are when you buy the policy, and any
optional benefits you choose, such as Inflation Protection.
Since every clients needs are different, we take the time to
understand their unique situation and then search out the best
solution.
Give us a call to discuss how Long-Term Care Insurance
can work for you and your family.
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